Bui Phuoc Bao Han, Nguyen Van Tuan, Nguyen Thi Minh Thu, Le Nguyen Nhu Quynh, Tran Tieu Yen, and Nguyen Le Tuyet Nhi. “THE IMPACT OF FINANCIAL LITERACY ON THE INTENTION TO USE COMMERCIAL BANK FINTECH SERVICES AMONG GENERATION Z IN HO CHI MINH CITY”. HUIT Journal of Science 26, no. 3E (August 27, 2026): 776. Accessed September 9, 2026. https://huitjournal.vn/index.php/huit-j-sci/article/view/516.