Vuong Duc Hoang Quan, & Lam Thi Anh Dao. (2026). THE ROLE OF INCLUSIVE INSTITUTIONS IN PROMOTING DIGITAL FINANCIAL INCLUSION AND HUMAN CAPITAL DEVELOPMENT: EVIDENCE FROM VIETNAM. HUIT Journal of Science, 26(3E), 1678. https://doi.org/10.62985/j.huit_ojs.vol26.no3E.581