[1]
Luong Huynh Anh Thu 2026. THE IMPACT OF DIGITAL FINANCIAL LITERACY ON PERSONAL SAVING BEHAVIOR AMONG GENERATION Z IN HO CHI MINH CITY: THE MEDIATING ROLE OF FINANCIAL DISCIPLINE. HUIT Journal of Science. 26, 3E (Aug. 2026), 762. DOI:https://doi.org/10.62985/j.huit_ojs.vol26.no3E.514.